Assets	January 31, 2025	January 31, 2024
Loans	$1,086,938,328.08	$998,513,523.60
Allowance Loans Loss	($3,573,994.00)	($3,427,042.94))
Cash Equivalents	$16,083,650.08	$15,770,802.05
Investments	$555,989,702.34	$565,154,701.49
Fixed Assets	$24,218,492.77	$23,980,403.68
Other Assets	$40,629,871.75	$34,733,156.83
Total Assets	$1,720,286,051.02	$1,634,725,927.69

Liabilities and Equity	January 31, 2025	November 30, 2023
Dividends Payable	$1,515,412.93	$1,384,848.44
Other Liabilities	$22,299,269.06	$16,949,895.32
Borrowings	$5,000,000.00	$105,000,000.00
Deferred Income	$1,709,556.53	$1,487,597.02
Member Deposits	$1,461,832,225.81	$1,308,333,190.32
Regular Reserve	$4,259,331.87	$4,259,331.87
Retained Earnings	$227,594,378.09	$203,725,358.66
Equity Acquired in Merger	$19,617,897.34	$19,617,897.34
Unrealized Gain (Loss) Securities	($23,542,020.61)	($26,032,574.26)
Total Liabilities and Equity	$1,720,286,051.02	$1,634,725,544.71

Income Statement	January 31, 2025	YEAR TO DATE
Interest Income	$4,872,010.55	$4,872,010.55
Investment Income	$1,679,957.63	$1,679,957.63
Alternative Investment Income	$480,331.88	$480,331.88
Other Income	$1,464,530.25	$1,464,530.25
Total Income	$8,496,830.31	$8,496,830.31
Dividend Expense	$2,551,185.11	$2,551,185.11
Interest On Borrowed Funds	$8,315.37	$8,315.37
Provision Loan Loss	$20,649.94	$20,649.94
Operating Expense	$3,715,680.28	$3,715,680.28
Total Expenses	$6,295,830.70	$6,295,830.70
Net Income	$2,200,999.61	$2,200,999.61

Ian & Savanna

As first-time homebuyers, Superior made it easy. We applied for or home loan online and heard back with our pre-approval within a couple of days! Alisha Reaman was super helpful and informative. She answered all of our questions and explained all the steps during our home buying process. We are extremely thankful for Alisha and the rest of the Superior staff, even more thankful for being chosen to receive the first-time homebuyers grant through Superior! We highly recommend Superior for first-time homebuyers!

Cindy & Rick

A year ago, we refinanced our home with Superior Credit Union and Kelly Dattilo. She was so incredibly helpful that when we recently bought a new home in Tucson, AZ, we called her immediately to ask for her help again! Kelly is very knowledgeable and professional and we highly recommend her for any kind of mortgage assistance. She’s readily available and very patient when I have questions and makes sure that I understand the answers which I really appreciate. Again, we highly recommend her – she’s the best!!

Lindsey C.

As a first-time homebuyer, I had the best experience with Kelly Dattilo at Superior. Her patience and kindness to explain all of the process and the different options made the entire experience seamless and exciting! The SuperiorFirst grant helped me so much throughout my process of homebuying and financing! I can’t thank Kelly enough for helping me secure my first home with the advantage of using the first-time homebuyers grant!

Holly S.

Todd and the rest of the amazing Superior staff made my vehicle purchase smooth and convenient for me. They truly went above and beyond to provide the most fantastic customer service, well past their closing hours so I could pick up my vehicle on time. I cannot thank them enough, from our personal accounts, business account, mortgage and now two auto loans - Superior is our number one choice!

Alyssa & Chris

With the recent reduction in interest rates, we inquired to see if we could qualify for a better mortgage rate with Superior. We applied online to inquire about refinancing and were contacted within a day by Alisha at Superior. She provided us with plenty of information, answered all our questions and was great to work with. We qualified for a better interest rate which ultimately led to a reduction on our minimum principal and interest payment. This gave us the ability to reduce the time to pay off our mortgage by making the same monthly payment as we were with our previous lender. Superior was easy to work with, willing to answer all our questions and, most important, helped us save money.

Shannon & Chaz

Chaz and I were ecstatic when we finally found the perfect land to build our home on after months of searching. Superior Credit Union made the process quick and easy for us from start to finish. We were able to do our application and sign our disclosures all by email which made it incredibly easy for us during the uncertainty of times like this; and we were appreciative of the communication and support we had during our loan process. We can't wait to team up with Superior for our construction loan!

Financial Statement

What members say about our accounts

What members say about our loans

What members say about us

What members say about us