Welcome to... The Way To Wealth - A game of superior decisions

... here you’ll be given real life financial scenarios + your objective is to choose the best possible options for your scenario and to end up with as much money as possible.

Enter Name and Email to Start

Start Game

Monthly Budget $0

Monthly Budget

Your monthly salary as a is .

You are married. Your spouse contributes $3,500 monthly to your family’s budget.

You have . Your family expenses are per month.

You have a . Caring for your pet costs per month.

Your health expenses, counting insurance, total around per month.

Student Loan Payment:

Step 1 Choose the career field you'd most likely choose in real life.

Registered Nurse
Construction
Worker
School Teacher
General Manager of a Retail Store
Information Security Technician

Congrats!

You are a registered nurse making $63,000 a year (or $5,250 a month). You completed four years of schooling at a private university and have $60,000 in student loans. Your bank account balance is $2,300.

You just finished high school and decided to become an apprentice in a laborer’s union. You’ll start off making $40,600 a year (or $3,383 a month). Great news, you have no student loans! You’ll have to complete your apprenticeship before you can start earning the big bucks! You also have $7,100 in your bank account.

You are a middle school teacher in your second year. You are currently making $52,000 a year (or $4,333 a month) at an inner-city public school. You completed 4 years of schooling and racked up $70,000 in student loan debt. You also have $1,100 in your bank account.

Your dedication to your high school part time Job has paid off and you have worked your way to General Manager! You are earning a nice salary of $90,000 a year (or $7,500 a month). You earned an associate’s degree from your local community college and have $20,000 in student loans. You also have $13,600 in your bank account.

Your love for computers and cybersecurity has paid off! You are currently earning $85,000 a year (or $7,083 a month) keeping your company safe. You earned your associates from a state university where you took on $50,000 in student loans. You also have $4,300 in your bank account.

Pay Monthly Student Loan Payment of

Step 2 At this time in your life do you want to be married or single?

Stay Single
Get Married

Living free!

You have chosen to stay single. Although it's a bit more difficult to pay for things on your own, you prefer your life this way.

Nice!

Two incomes are better than one!

Your spouse will be making an additional $3,500 a month.

Nice!

Step 3 How many children would you most likely want to have?

0
1
2
3

You have chosen to not have children.

Your nest is empty for now. You pay no extra costs for childcare or providing for your family.

Ok!

Kids can be expensive!

Taking care of your costs per month.

But it's worth it.

Step 4 You need a place to live!

Rent a 2-bedroom apartment for a total of $1,500 a month including utilities in a metropolitan city.
Buy a 3-bedroom house in a rural town for $1,700 a month including utilities.
Live in a 2-bedroom apartment with a roommate you found on social media. You pay $850 a month including utilities

Step 5 You need reliable transportation!

Used Sedan $18,500 or $381.79 a month at 8.75 APR for 60 Months
Used Pickup Truck $35,000 or $693.04 a month at 7.00% APR for 60 Months
Used SUV $25,000 or $495 a month at 7.00% APR for 60 Months

Step 6 You need to be able to pay for your medical expenses!
Choose one of the following health insurance plans:

High Deductible You pay less for insurance per month, but more out-of-pocket for healthcare before insurance will help pay for it.
Low Deductible You pay more for insurance per month, but insurance will cover your medical expenses after a lower out-of-pocket amount.

Your health insurance for your family of is .

Health insurance is most commonly selected through you and/or your spouse’s employer. Its best to weigh all your options before signing up for any policies.

A premium is the monthly payment you’ll make to pay for your health insurance. A deductible is the amount of money you’ll have to pay out-of-pocket before your health insurance kicks in.

It is what it is!

Step 7 Would you like to invest your money?

Invest $1000 into a 5% 7-Month CD
Invest $150 into the stock market
Invest $500 into a startup tech firm
Don't Invest

Congrats!

Your investment earned you $28.90!

Congrats!

The stock market took off and you are up $100 on your investment!

Misfortune!

Unfortunately, the stock market took a turn, and you are down $50 on your investment

Congrats!

Thanks to your investment, you received a return of $1000!

Misfortune!

Unfortunately, the Tech company closed after 2 years in business, you lost your $500.

Playing it safe...

You didn't lose any money, but you didn't gain any, either.

Life goes on!

Step 8 Pick a Vacation!

3 Day getaway in the US $5,000 Pay $1,250 down payment
Weekend Trip within 4 hours of your home $2,000 Pay $500 down payment
Weeklong vacation out of the country $10,000 Pay $2,500 down payment
No vacation but maybe in the future

It's vacation time!

Please place a 25% down payment of to secure your vacation

Let's go!

Step 9 Would you like to have a pet?

Adopt Large Dog $75 per month
Adopt Small Dog $45 per month
Adopt Cat $53 per month
No pet/cant afford
Bonus Time!

Debt!

Your monthly spending now exceeds your monthly earnings. You must dip into your savings to pay the bills...

1 2 3 4 5 6 7 8 9

A summary of your decisions:

Your monthly salary as a is

You are married. Your spouse contributes $3,500 monthly to your family’s budget

You have . Your family expenses are per month

You have a . Caring for your pet costs per month

Your health expenses, counting insurance, total around per month

Student Loan Payment:

Congratulations on Completing the Superior Game of Life!